What is Home Insurance

Home Insurance is product that protects your property and your contents. Here are 3 main types of home Insurance Buildings Only Insurance, Contents only Insurance and you also get Building and Contents Insurance which combines both types thus protecting the building and your possessions.

The Different Types of Home Insurance Explained

Buildings Insurance covers the rebuilding of your property should it become damaged . It can cover things like Walls, Roof , Windows as well as damage to some inside fixtures such as fitted Kitchen and Bathrooms.

Contents Insurance is designed to cover the cost of replacing your possessions should they become destroyed, damaged or stolen in a burglary. Contents are generally things you keep inside your house like sofa or TV but can also cover things that leave the house such as watches, bicycles or laptops. Other high value items can be insured on request.

Buildings and Contents Insurance is simply covering both.

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