Landlord Insurance is a policy designed to cover rental properties. The main difference from residential Insurance is that it covers liability insurance too as well as Buildings and Contents.

What Does Landlord Insurance Cover?

Landlords Building Insurance

This is there to cover repairing or rebuilding the property. In the event of damage caused by flooding, natural disasters or fire.

Landlord Contents Insurance

Covers contents including furniture against theft or damage from tenants.

Landlords Liability Insurance

Protects the landlord against claims by tenants for injuries sustained while in the rental property.

Rental Guarantee Cover

Can also be included this will protect the landlord against loss of income should the tenant default on their payments or fall into arrears.

Home Emergency Cover

This cover gives the landlord peace of mind against loss key services like getting electricity back on or emergency repairs such as Roofing Problems, Blocked drains or plumbing, Lost Keys or even problems with windows and doors.

Legal Expenses Cover

This protects the landlord should they incur legal expenses for example chasing tenants for damages.

If you have any questions about Landlord Insurance? Why not call us on 0131 463 5678 or use our quick contact form below. We look forward to hearing from you soon.